Recent Articles
-
October Market Rate Update
Treasury yields continued their downward trend in September, creating a more favorable lending environment for commercial borrowers. With rates for owner-occupied properties remaining attractive and lenders competing for strong borrowers, now is an ideal time to secure long-term financing. However, the recent government shutdown introduces uncertainty that could impact rate stability and lending decisions heading into year-end.Read More about October Market Rate Update -
About Our Art...
Amy Yeager is an artist, illustrator, and devoted snail enthusiast based in Bloomington, Illinois. She holds a BA in Scientific Illustration and an MFA in Drawing and Painting. Amy splits her time between teaching as an adjunct professor at Illinois State University and serving as the curator at the McLean County Arts Center, where she also leads art classes. Her upcoming exhibit, Grounded, will be on display from October 2025 through December 2025 at the IAA Credit Union in Bloomington, IL.Read More about About Our Art... -
30 Days to a Better Budget
October is National Financial Planning Month, making it a great time to reassess your budget and take control of your financial goals before year-end. This 30-day budgeting challenge designed to help you track spending, make small adjustments, and build momentum toward financial wellness. With support from IAA Credit Union and GreenPath Financial Wellness, you're encouraged to take manageable steps to reduce stress and improve your money habits.Read More about 30 Days to a Better Budget -
Five Ways to Boost Your Credit Score Starting Now
Improving a credit score requires consistent effort and strategic financial habits. By understanding and managing credit reports, payments, debt, and credit usage, individuals can strengthen their financial profiles over time.Read More about Five Ways to Boost Your Credit Score Starting Now -
September Market Rate Update
Treasury yields continued to ease in August, setting a neutral-to-slightly lower tone for September, with the 5-year yield projected to average around 3.72%. This trend has led to more favorable commercial real estate loan rates, creating competitive financing opportunities for strong borrowers.Read More about September Market Rate Update -
From Piggy Banks to Paychecks: Avery's Journey Through IAACU's Youth Program
At IAA Credit Union, financial education begins at an early age. Our Youth Program is designed to grow with your children from their first savings to their first paycheck. Meet Avery, a graduate of the IAACU Youth Program. She’ll walk us through her journey and how the IAACU Youth Program helped her develop lifelong money management skills.Read More about From Piggy Banks to Paychecks: Avery's Journey Through IAACU's Youth Program -
August Market Rate Update
In July, the 5-year US Treasury rate showed exceptional stability, with both low volatility and lower peak levels than seen in recent months. These trends point toward a continued easing in interest rates, which could create favorable conditions for commercial real estate financing—especially for borrowers with strong credit and stabilized assets.Read More about August Market Rate Update -
How Can I Avoid Falling Into Debt?
Avoiding high-interest debt starts with building smart financial habits like budgeting, using cash for everyday purchases, and setting up a dedicated emergency fund. By living below your means and removing spending temptations, you can stay in control of your finances. Even small, consistent changes can lead to long-term financial stability and peace of mind.Read More about How Can I Avoid Falling Into Debt? -
Please welcome Mike Fogle to the IAACU team!
We’re excited to welcome Mike Fogle as our new Assistant Vice President of Business Services, effective June 30, 2025.Read More about Please welcome Mike Fogle to the IAACU team! -
July Market Rate Update
The 5-year U.S. Treasury yield has shown signs of stabilizing in July, averaging around 3.92% after a slight dip from June’s levels. This shift suggests the market is adjusting to previous rate hikes and entering a more neutral phase. As a result, commercial real estate financing conditions remain favorable, particularly for borrowers seeking to capitalize on steady rates and lender interest in well-positioned assets.Read More about July Market Rate Update -
About Our Art...
Jeremy Langston, an artist and educator, showcases The View From the Road, a series of vibrant landscapes inspired by the American West’s roadside vistas. Through layered techniques and bold color, his paintings reflect the grandeur of natural scenes accessible to all, celebrating their role in shaping the American visual identity. The exhibit runs July through September 2025 at the IAA Credit Union in Bloomington, IL.Read More about About Our Art... -
Good Money Habits to Start in Your 20's
Your 20's are the ideal time to build smart money habits that can set the stage for lifelong financial success. From setting clear financial goals and creating a budget to building credit, saving for emergencies, and starting to invest early, these foundational steps can help you take control of your financial future. With consistency and a willingness to learn, the small decisions you make today can lead to big rewards tomorrow.Read More about Good Money Habits to Start in Your 20's -
We’re excited to welcome Phil Gelato to the IAACU team!
We're excited to welcome Phil Gelato to IAA Credit Union as our new Member Experience Supervisor, effective June 2, 2025.Read More about We’re excited to welcome Phil Gelato to the IAACU team! -
June Market Rate Update
The 5-year U.S. Treasury yield saw a modest uptick in May, breaking a four-month decline and signaling a possible shift in momentum. Forecasts suggest the yield will gradually rise through June, influencing commercial real estate loan rates to remain competitive between 6.50% and 7.10%. We thank our business members for the overwhelming support during Small Business Month!Read More about June Market Rate Update -
Achieve Homeownership With IAACU!
Homeownership is a significant financial decision, and IAA Credit Union (IAACU) offers guidance throughout the mortgage process. Our Mortgage Team is recognized for excellent service, with competitive fees and personalized support to ensure a smooth experience.Read More about Achieve Homeownership With IAACU! -
May Market Rate Update
May is National Small Business Month, making it the perfect time for business owners to revisit commercial real estate financing. With the 5-year Treasury yield trending down for the third straight month, borrowers could benefit from more favorable loan pricing. To celebrate, IAA is offering limited-time rate discounts and reduced closing costs for COUNTRY agents and referred policyholder businesses.Read More about May Market Rate Update -
Are You Making These Financial Mistakes?
It can be easy to make mistakes with money. It's easy to make mistakes with anything. However, with money, certain pitfalls are easier to avoid than others. Here are some common money mistakes that can be avoided with just a bit of work.Read More about Are You Making These Financial Mistakes? -
April Market Rate Update
This month’s Market Rate Update covers both March and the first half of April, highlighting a quiet March followed by increased volatility in early April. Despite the fluctuations, the overall trend points to gradually declining rates, with 5-year Treasury yields expected to settle below 4.00%. If this continues, commercial loan rates could follow suit—making now a great time to explore your financing options with IAA Credit Union.Read More about April Market Rate Update -
About Our Art...
Jeannie, a lifelong Bloomington-Normal resident, has explored a wide range of artistic expressions—from watercolor and sculpture to assemblage art using repurposed vintage materials. Her signature “Small Frames” is made from reclaimed picture frame samples. Her artwork will be on display at IAA Credit Union from April through June 2025.Read More about About Our Art... -
6 Ways to Save at IAA Credit Union
Many of us have goals that likely include building a better financial foundation for ourselves. Building a healthy financial foundation involves developing sound savings habits. IAA Credit Union offers a variety of savings options to fit all your different savings goals.Read More about 6 Ways to Save at IAA Credit Union
