Elite Checking and Savings Club | IAA Credit Union
Skip to main content

Online Banking

Welcome to the Elite Club!

We want to help you set the stage for a smart, secure, and empowered financial future by providing resources in the world of money management and financial education.  

  • Savings and Checking Account
  • Exclusive to young adults 18-23 – only young individuals qualify
  • No monthly/annual fees
  • Over 30,000 Free ATMs nationwide & Free ATM Fee reimbursements** – Easy access to your funds
  • Start building credit with the low interest rate for a car loan
  • Exclusive investment opportunities start as low as $500
  • Access to Secure VISA credit card
  • Deposit checks from anywhere at any time with free unlimited Remote Deposit Capture
  • Free Billpay, Transfers^
  • Free Debit Card – 24/7 access to your funds

**Up to $25 a month. You must submit the form during the month that you had ATM fees. Once accepted, your reimbursement will be deposited in your checking account on the 1st day of the next month.

^Overnight or rush fees may apply to funds transfers.

 

IAACU Blog

  • Various travel documents such as airline ticket, travel itinerary, and passport.

    Don't Let Travel Scams Ruin Your Vacation: What to Watch for Before You Book

    Feb 16, 2026
    As Spring Break and summer travel planning get underway, scammers are increasingly targeting travelers with fake booking websites, misleading ads, and high‑pressure offers. By understanding common travel scams—from fraudulent hotel and vacation rental listings to passport and Real ID schemes—travelers can take simple steps to protect their money and personal information before they book their next trip.
    Read More about Don't Let Travel Scams Ruin Your Vacation: What to Watch for Before You Book
  • Man in suit pointing at glowing percentage symbols.

    February Market Rate Update

    Feb 10, 2026
    January 2026 Treasury yields remained stable, with the 5‑year Treasury averaging around 3.80%, signaling a calmer and more predictable rate environment as we move into early 2026. With yields expected to stay in a narrow range, commercial real estate financing conditions remain competitive, supporting attractive pricing and continued borrower interest. Many borrowers are taking advantage of this environment by pursuing flexible loan structures while positioning for potential easing later in the year.
    Read More about February Market Rate Update

This is not an application for mortgage.  Mortgage prequalification helps to determine if you meet the minimum requirements for a loan and how much home you can afford.  If the qualifications are met for the purchase price and loan terms you have listed you will be presented a pre-approval letter.  If you’re confident in your finances and are ready to apply now, you should complete a full application instead.

Continue to Pre-Qualify Now