Elite Checking and Savings Club | IAA Credit Union
Skip to main content

Online Banking

Welcome to the Elite Club!

We want to help you set the stage for a smart, secure, and empowered financial future by providing resources in the world of money management and financial education.  

  • Savings and Checking Account
  • Exclusive to young adults 18-23 – only young individuals qualify
  • No monthly/annual fees
  • Over 37,000 Free ATMs nationwide & Free ATM Fee reimbursements** – Easy access to your funds
  • Start building credit with the low interest rate for a car loan
  • Exclusive investment opportunities start as low as $500
  • Access to Secure VISA credit card
  • Deposit checks from anywhere at any time with free unlimited Remote Deposit Capture
  • Free Billpay, Transfers^
  • Free Debit Card – 24/7 access to your funds

**Up to $25 a month. You must submit the form during the month that you had ATM fees. Once accepted, your reimbursement will be deposited in your checking account on the 1st day of the next month.

^Overnight or rush fees may apply to funds transfers.

 

IAACU Blog

  • Man in suit pointing at glowing percentage signs.

    October Market Rate Update

    Oct 8, 2026
    As businesses head into the final quarter of 2026, elevated interest rates continue to influence borrowing costs, cash flow, and financial planning. Understanding the current rate environment and taking a proactive approach to year-end decisions can help business owners navigate uncertainty and prepare for opportunities in 2027.
    Read More about October Market Rate Update
  • Person using calculator and graphs to show budgeting.

    How to Budget: 10 Tips You'll Actually Use

    Oct 5, 2026
    As the year comes to a close, now is a great time to take a closer look at your finances and make a plan for the months ahead. From tracking expenses and building savings to staying consistent with your goals, these practical budgeting tips can help you gain more control over your money and build lasting financial confidence.
    Read More about How to Budget: 10 Tips You'll Actually Use

This is not an application for mortgage.  Mortgage prequalification helps to determine if you meet the minimum requirements for a loan and how much home you can afford.  If the qualifications are met for the purchase price and loan terms you have listed you will be presented a pre-approval letter.  If you’re confident in your finances and are ready to apply now, you should complete a full application instead.

Continue to Pre-Qualify Now