Elite Checking and Savings Club | IAA Credit Union
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Welcome to the Elite Club!

We want to help you set the stage for a smart, secure, and empowered financial future by providing resources in the world of money management and financial education.  

  • Savings and Checking Account
  • Exclusive to young adults 18-23 – only young individuals qualify
  • No monthly/annual fees
  • Over 30,000 Free ATMs nationwide & Free ATM Fee reimbursements** – Easy access to your funds
  • Start building credit with the low interest rate for a car loan
  • Exclusive investment opportunities start as low as $500
  • Access to Secure VISA credit card
  • Deposit checks from anywhere at any time with free unlimited Remote Deposit Capture
  • Free Billpay, Transfers^
  • Free Debit Card – 24/7 access to your funds

**Up to $25 a month. You must submit the form during the month that you had ATM fees. Once accepted, your reimbursement will be deposited in your checking account on the 1st day of the next month.

^Overnight or rush fees may apply to funds transfers.

 

IAACU Blog

  • Four images representing a more luxurious lifestyle.

    What You Need to Know About Lifestyle Creep

    Jul 23, 2026
    Lifestyle inflation, often called lifestyle creep, can sneak up on anyone. It usually starts with good news: a raise, a bonus, or a new job. But without a plan, that extra income can quietly disappear into higher spending, leaving you no better off financially than before.
    Read More about What You Need to Know About Lifestyle Creep
  • Artist Doug Johnson's paintings on display in IAACU lobby.

    About Our Art...

    Jul 10, 2026
    Doug Johnson’s paintings celebrate a lifelong connection to our prairie communities. He approaches each canvas with reverence for the land, seeking to convey its quiet beauty and expansive spirit through dramatic light, expressive brushwork, and a rich, sensual color palette. Each work invites the viewer to pause, to sense the life within the landscape, and to connect with the shared, enduring beauty of the world around us. Doug's artwork will be on display in the IAA Credit Union main lobby from July through September 2026.
    Read More about About Our Art...

This is not an application for mortgage.  Mortgage prequalification helps to determine if you meet the minimum requirements for a loan and how much home you can afford.  If the qualifications are met for the purchase price and loan terms you have listed you will be presented a pre-approval letter.  If you’re confident in your finances and are ready to apply now, you should complete a full application instead.

Continue to Pre-Qualify Now