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Welcome to the Elite Club!

We want to help you set the stage for a smart, secure, and empowered financial future by providing resources in the world of money management and financial education.  

  • The club includes Savings and Checking Account
  • Exclusive to young adults 18-23 – only young individuals qualify
  • No monthly/annual fees
  • Over 30,000 Free ATMs nationwide & Free ATM Fee reimbursements** – Easy access to your funds
  • Start building credit with the low interest rate for a car loan.
  • Exclusive investment opportunities start as low as $500.
  • Access to Secure VISA credit card
  • Deposit checks from anywhere at any time with free unlimited Remote Deposit Capture.
  • Free Billpay, Transfers^
  • Free Debit Card – 24/7 access to your funds

**Up to $25 a month. You must submit the form during the month that you had ATM fees. Once accepted, your reimbursement will be deposited in your checking account on the 1st day of the next month.

^Overnight or rush fees may apply to funds transfers.

 

IAACU Blog

  • Image of man with head down on a table with a laptop, notebook, phone, and coffee mug.

    Are You Making These Financial Mistakes?

    Apr 24, 2025
    It can be easy to make mistakes with money. It's easy to make mistakes with anything. However, with money, certain pitfalls are easier to avoid than others. Here are some common money mistakes that can be avoided with just a bit of work.
    Read More about Are You Making These Financial Mistakes?
  • April 2025 Market Rate Update

    April Market Rate Update

    Apr 21, 2025
    This month’s Market Rate Update covers both March and the first half of April, highlighting a quiet March followed by increased volatility in early April. Despite the fluctuations, the overall trend points to gradually declining rates, with 5-year Treasury yields expected to settle below 4.00%. If this continues, commercial loan rates could follow suit—making now a great time to explore your financing options with IAA Credit Union.
    Read More about April Market Rate Update

This is not an application for mortgage.  Mortgage prequalification helps to determine if you meet the minimum requirements for a loan and how much home you can afford.  If the qualifications are met for the purchase price and loan terms you have listed you will be presented a pre-approval letter.  If you’re confident in your finances and are ready to apply now, you should complete a full application instead.

Continue to Pre-Qualify Now