Elite Checking and Savings Club | IAA Credit Union
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Online Banking

Welcome to the Elite Club!

We want to help you set the stage for a smart, secure, and empowered financial future by providing resources in the world of money management and financial education.  

  • Savings and Checking Account
  • Exclusive to young adults 18-23 – only young individuals qualify
  • No monthly/annual fees
  • Over 30,000 Free ATMs nationwide & Free ATM Fee reimbursements** – Easy access to your funds
  • Start building credit with the low interest rate for a car loan
  • Exclusive investment opportunities start as low as $500
  • Access to Secure VISA credit card
  • Deposit checks from anywhere at any time with free unlimited Remote Deposit Capture
  • Free Billpay, Transfers^
  • Free Debit Card – 24/7 access to your funds

**Up to $25 a month. You must submit the form during the month that you had ATM fees. Once accepted, your reimbursement will be deposited in your checking account on the 1st day of the next month.

^Overnight or rush fees may apply to funds transfers.

 

IAACU Blog

  • Family gathered at table with young girl putting money into a piggy bank.

    How to Talk to Kids About Money During Tough Financial Times

    Aug 19, 2026
    Children often notice changes in family spending and financial stress, even when parents try to shield them from money concerns. Having honest, age-appropriate conversations can help provide reassurance, reduce uncertainty, and teach valuable lessons about budgeting, saving, and making thoughtful financial decisions. By approaching these discussions with openness and calm, parents can help their children build healthy money habits and greater financial confidence for the future.
    Read More about How to Talk to Kids About Money During Tough Financial Times
  • Main in suit pointing at glowing percentage sign.

    August Market Rate Update

    Aug 10, 2026
    Interest rates remained relatively stable throughout July, providing businesses with greater clarity around borrowing costs despite a sustained higher-rate environment. While inflation and Federal Reserve policy continue to influence market conditions, today's rate environment supports strategic financing decisions for business growth, equipment purchases, and facility improvements. Taking a proactive approach to financing now can help position your business for long-term success and financial certainty.
    Read More about August Market Rate Update

This is not an application for mortgage.  Mortgage prequalification helps to determine if you meet the minimum requirements for a loan and how much home you can afford.  If the qualifications are met for the purchase price and loan terms you have listed you will be presented a pre-approval letter.  If you’re confident in your finances and are ready to apply now, you should complete a full application instead.

Continue to Pre-Qualify Now