Elite Checking and Savings Club | IAA Credit Union
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Online Banking

Welcome to the Elite Club!

We want to help you set the stage for a smart, secure, and empowered financial future by providing resources in the world of money management and financial education.  

  • Savings and Checking Account
  • Exclusive to young adults 18-23 – only young individuals qualify
  • No monthly/annual fees
  • Over 30,000 Free ATMs nationwide & Free ATM Fee reimbursements** – Easy access to your funds
  • Start building credit with the low interest rate for a car loan
  • Exclusive investment opportunities start as low as $500
  • Access to Secure VISA credit card
  • Deposit checks from anywhere at any time with free unlimited Remote Deposit Capture
  • Free Billpay, Transfers^
  • Free Debit Card – 24/7 access to your funds

**Up to $25 a month. You must submit the form during the month that you had ATM fees. Once accepted, your reimbursement will be deposited in your checking account on the 1st day of the next month.

^Overnight or rush fees may apply to funds transfers.

 

IAACU Blog

  • Ken Kashian artwork on display in IAA Credit Union lobby.

    About Our Art...

    Apr 13, 2026
    Ken Kashian is a professional photographer based in central Illinois. In 2015, he retired as Director of Photographic Services for the Illinois Farm Bureau. During his 33-year career he traveled thousands of miles photographing the people and landscapes of rural Illinois. His photographs will be on display at the IAA Credit Union main lobby in Bloomington from April through June 2026.
    Read More about About Our Art...
  • Man in suit pointing at glowing percentage signs.

    April Market Rate Update

    Apr 9, 2026
    U.S. Treasury yields moved higher in March 2026 as inflation proved more persistent and the Federal Reserve signaled fewer near-term rate cuts, pushing the 5-year Treasury to average about 3.92%. While commercial real estate financing remains competitive by historical standards, rising benchmarks mean loan pricing is increasingly sensitive to timing. Borrowers are placing greater value on proactive rate locks and fixed-rate strategies to manage risk and maintain budget stability in a “higher for longer” rate environment.
    Read More about April Market Rate Update

This is not an application for mortgage.  Mortgage prequalification helps to determine if you meet the minimum requirements for a loan and how much home you can afford.  If the qualifications are met for the purchase price and loan terms you have listed you will be presented a pre-approval letter.  If you’re confident in your finances and are ready to apply now, you should complete a full application instead.

Continue to Pre-Qualify Now