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Welcome to the Elite Club!

We want to help you set the stage for a smart, secure, and empowered financial future by providing resources in the world of money management and financial education.  

  • The club includes Savings and Checking Account
  • Exclusive to young adults 18-23 – only young individuals qualify
  • No monthly/annual fees
  • Over 30,000 Free ATMs nationwide & Free ATM Fee reimbursements** – Easy access to your funds
  • Start building credit with the low interest rate for a car loan.
  • Exclusive investment opportunities start as low as $500.
  • Access to Secure VISA credit card
  • Deposit checks from anywhere at any time with free unlimited Remote Deposit Capture.
  • Free Billpay, Transfers^
  • Free Debit Card – 24/7 access to your funds

**Up to $25 a month. You must submit the form during the month that you had ATM fees. Once accepted, your reimbursement will be deposited in your checking account on the 1st day of the next month.

^Overnight or rush fees may apply to funds transfers.

 

IAACU Blog

  • Image of digital AI surrounded by tech icons.

    5 AI Scams Set to Surge in 2025: What You Need to Know

    Jan 14, 2025
    While 2024 provided us with rare glimpses of deepfakes, voice clones, and AI-generated phishing scams, it was merely “training wheels” for fraudsters as they tested the waters. It’s 2025 which is now poised to become the year AI scams become a dominant force in draining fintech and bank accounts. With so much more activity on criminal channels, fraud experts now believe AI-enabled scams will flourish in 2025. Here is what you need to know.
    Read More about 5 AI Scams Set to Surge in 2025: What You Need to Know
  • Jim Neely's art on display in IAACU Lobby.

    About Our Art...

    Jan 9, 2025
    Jim Neeley, originally from the Midwest, built a notable career in visual merchandising before cofounding Wisecracker Design. After retiring in 2018, he returned to his hometown and reignited his passion for studio art, focusing on assemblage and 2D collage.
    Read More about About Our Art...

This is not an application for mortgage.  Mortgage prequalification helps to determine if you meet the minimum requirements for a loan and how much home you can afford.  If the qualifications are met for the purchase price and loan terms you have listed you will be presented a pre-approval letter.  If you’re confident in your finances and are ready to apply now, you should complete a full application instead.

Continue to Pre-Qualify Now