Elite Checking and Savings Club | IAA Credit Union
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Online Banking

Welcome to the Elite Club!

We want to help you set the stage for a smart, secure, and empowered financial future by providing resources in the world of money management and financial education.  

  • Savings and Checking Account
  • Exclusive to young adults 18-23 – only young individuals qualify
  • No monthly/annual fees
  • Over 37,000 Free ATMs nationwide & Free ATM Fee reimbursements** – Easy access to your funds
  • Start building credit with the low interest rate for a car loan
  • Exclusive investment opportunities start as low as $500
  • Access to Secure VISA credit card
  • Deposit checks from anywhere at any time with free unlimited Remote Deposit Capture
  • Free Billpay, Transfers^
  • Free Debit Card – 24/7 access to your funds

**Up to $25 a month. You must submit the form during the month that you had ATM fees. Once accepted, your reimbursement will be deposited in your checking account on the 1st day of the next month.

^Overnight or rush fees may apply to funds transfers.

 

IAACU Blog

  • Person using calculator and graphs to show budgeting.

    How to Budget: 10 Tips You'll Actually Use

    Oct 5, 2026
    As the year comes to a close, now is a great time to take a closer look at your finances and make a plan for the months ahead. From tracking expenses and building savings to staying consistent with your goals, these practical budgeting tips can help you gain more control over your money and build lasting financial confidence.
    Read More about How to Budget: 10 Tips You'll Actually Use
  • Man in suit pointing at glowing percentage signs.

    September Market Rate Update

    Sep 9, 2026
    August’s interest rate environment continued to be shaped by rising Treasury yields, with the 5-Year U.S. Treasury averaging 4.38%, contributing to higher borrowing costs while creating opportunities for savers. As businesses navigate elevated rates, inflation concerns, and year-end planning, maintaining strong cash flow, liquidity, and a proactive financial strategy can help position them for long-term success and growth.
    Read More about September Market Rate Update

This is not an application for mortgage.  Mortgage prequalification helps to determine if you meet the minimum requirements for a loan and how much home you can afford.  If the qualifications are met for the purchase price and loan terms you have listed you will be presented a pre-approval letter.  If you’re confident in your finances and are ready to apply now, you should complete a full application instead.

Continue to Pre-Qualify Now