Mortgage Loans | IAA Credit Union Bloomington, IL
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Looking for a new home? Our team gives you an award-winning concierge personalized experience!

 

Here’s why you should work with us:

  • Award-Winning Service: We guide you every step of the way with personalized concierge-level care.
  • Flexible Underwriting Guidelines: We look at the full picture to help more people qualify with confidence.
  • Full Suite of Mortgage Products: From conventional to portfolio, second homes, investment properties to jumbo, and more—we’ve got the right loan for every lifestyle.
  • Home Equity Line of Credit: Low, competitive rates. No annual fees. Interest-only payment options.
  • Secure Online Application Portal: No shoes, no shirt, no problem. Apply anytime, anywhere.
  • Down-Payment Assistance: We offer programs to help make homeownership more accessible.

Ready to take the next step? Contact us and discover the difference that keeps us #1!
Let’s bring your dreams to life!

Home Loan

Ready to get started? Visit our Mortgage Center to start an application.

Get Started

Home Equity Line of Credit 

Looking for assistance in funding your upcoming home project?

LEARN MORE

Down Payment Assistance

Learn More about our grant program DownPayment Plus® with the Federal Home Loan Bank of Chicago 

LEARN MORE

Construction Loan

Building your dream home is an exciting endeavor. Learn more about our Construction Loan program.

LEARN MORE

 

Have Questions?

Complete a contact form to be contacted by a team member. 

Contact our Team


Voted Best Mortgage Company 3 Years in a Row

Why use IAA Credit Union?


Great Rates.

We have competitive interest rates with below-average closing costs.

Full Suite of mortgage products including

Conventional and FHA, VA, and USDA 

 

 

 

We're here to help.

You'll have a dedicated loan officer throughout the entire process, available to answer any questions you may have.

With you every step.

We service all of our loans in-house which means you will always be able to contact us. 

 

Down Payment Assistance!

We partnered with Federal Home Loan Bank to offer Downpayment Plus Grant Program for up to $10,000.

 

 

 

Video Library

Loan Officer NMLS Numbers:

IAACU – 607491
Robin Swords– 546640
Seth Molitoris- 1476840
Jeannie Luna- 893699
Casey Bucholtz-2308362
David Warren-2659235
Joyce Mason- 574684

IAACU Mortgage Blog

Check out our blogs on Home Buying, First Mortgage Refinancing, and Home Equity Lending!

This is not an application for mortgage.  Mortgage prequalification helps to determine if you meet the minimum requirements for a loan and how much home you can afford.  If the qualifications are met for the purchase price and loan terms you have listed you will be presented a pre-approval letter.  If you’re confident in your finances and are ready to apply now, you should complete a full application instead.

Continue to Pre-Qualify Now