Feel secure out on the road.

Guaranteed Auto Protection (GAP)

Most new cars depreciate by thousands of dollars as soon as they are purchased, is your car covered?

What is GAP?

If your vehicle is stolen or totaled in an accident, insurance will cover fair market value for the vehicle, which can be substantially less than what you still owe on the loan. GAP covers the difference, protecting you from costly out-of-pocket expenses. Guaranteed Asset Protection could save you thousands of dollars: low-cost coverage that covers the potential high-cost difference between your insurance settlement and your loan balance.

Should I buy GAP?

• Less than a 20% down payment is made
• Financed for 60 months or longer
• Negative equity from a previous car loan is rolled into the new loan

Get covered! Easily sign up for GAP when you apply for your vehicle loan (roll coverage costs into your monthly loan payment for one easy payment!)

Extended Warranty

Looking for an EXTENDED WARRANTY for your new car?

Mechanical Breakdown Protection (MBP), backed by IAA Credit Union, will give you piece of mind during your loan term and after. MBP assures that components of your vehicle will be repaired, including parts and labor charges above the original manufacturer’s warranty.

*Advertised rates are for well qualified borrowers. Actual rate will be based off credit qualifications. Rate includes discounts of .50% for Platinum Checking and .50% for automatic payment.

APR=Annual Percentage Rate