A Home Loan That Works for You
Whether you want to explore reduce your monthly payment, accessing the equity you’ve built, change your loan term or lowering your rate, IAA Credit Union can help you find a refinancing option that fits your goals.
Why Refinance Your Home Loan?
Refinancing gives us the opportunity to take a fresh look at your mortgage and explore if there's a loan option that better fits where you are today.
Depending on your situation and available loan options, refinancing could help:
- Lower your monthly mortgage payment
- Secure a different interest rate
- Shorten or extend your loan term
- Access your home’s equity
- Consolidate higher-interest debt
Our award-winning team of Robin Swords, Seth Molitoris and Joyce Mason can help review your options and find the right path forward.
Looking for Cash? Put Your Home Equity to Work.
Cash-Out Refinance
Have big plans? The equity you’ve built in your home could help make them happen.
A cash-out refinance replaces your existing mortgage with a new, larger home loan and lets you receive a portion of your available equity as cash.
Use the funds to:
- Make home improvements or renovations
- Consolidate higher-interest debt
- Cover major expenses
- Fund education expenses
- Take care of other financial priorities
Get the cash you need for your big plans.
Not Sure Which Option Is Right for You?
You don't have to figure it out alone. The IAA Credit Union mortgage team can help you compare your refinancing options, understand the potential costs and benefits, and choose an option that makes sense for your financial goals.
Whether you want to lower your payment, adjust your loan term, or tap into your home’s equity, IAA Credit Union is here to help.
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Contact our team today!
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Start an application.
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