Advertised rates are for well-qualified borrowers. Actual rate will be based off credit qualifications. Rate includes discounts for platinum checking and automatic payment.
This is not an application for mortgage. Mortgage prequalification helps to determine if you meet the minimum requirements for a loan and how much home you can afford. If the qualifications are met for the purchase price and loan terms you have listed you will be presented a pre-approval letter. If you’re confident in your finances and are ready to apply now, you should complete a full application instead.
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